- Testnet only.
- Everything runs on Monad Testnet with test USDC that anyone can mint. Nothing here has value.
- Not audited.
- No independent audit of the contracts, the SDK or the app.
- Not invisible.
- FairPay's server sees connection details such as your IP address. Adding notes right before you pay can link the two by timing.
- Private only at verified businesses.
- The pool pays only allowlisted payout wallets, so bills between friends are paid publicly.
- Fixed note size.
- Private payments use 5 USDC notes with no change. If a share isn't a whole number of notes, the last note's extra goes to the restaurant as a tip, and the app says so first.
- A sleepy free server.
- The app runs on a free plan. After a quiet spell, the first visit takes about 50 seconds while it wakes up.